Senior Dental

A Basic Overview of Senior Dental Insurance
Senior dental insurance is designed specifically for the unique dental needs of senior citizens. People age 65 and older are more likely to develop severe dental conditions caused by decades of wear and tear. Many of them forget or ignore visiting the dentist for basic checkups. They suffer from thinning gums, weakened enamel and cracked teeth that increase the risks of cavities and gum disease. Senior dental insurance covers the procedures that are designed to prevent and repair these conditions.

How It Works

There are numerous senior plans to choose from top dental providers. Some claim to require no paperwork, have no waiting periods or charge only $10 a month with 30-day money back guarantees.

Seniors are encouraged to review the costs of their monthly premiums and deductibles in addition to copay and coinsurance. There are minimum and maximum amounts that they will pay out of pocket for dental services in one year.

The type of dental plan determines the network available to a client. This is an exclusive list of dentists who have agreed to work with the insurance company. The level of coverage may decrease or the premium costs may increase for seniors who receive dentists outside of the plan’s network.

In addition, senior policyholders may have to undergo waiting periods before receiving coverage. The periods may vary from six months to one year. This provision protects insurance companies from dealing with customers who drop their plans immediately after a single usage.

Different Types of Coverage

Some plans cover only preventative services while others provide $1,000 maximum coverage each year. There are plans that cover 100% of preventative costs, include 24/7 access to health information portals and other benefits.

Dental Health Maintenance Organization (DHMO) plans provide extensive coverage as long as you remain with the same dentist or dental office. Visiting another professional may require the policyholder to pay for services out of pocket.

A Preferred Provider Organization (PPO) plan consists of a wider network of dentists to choose from. A policyholder continues to receives coverage if he or she ventures outside of the network.

Discount plans provide discounted dental services at an annual fee. Recipients have access to a network of dentists that provide reduced-fee services. This plan is recommended for seniors who need to undergo several procedures each year.

Friendly, fast, and helpful. Good people to do business with.
joetrama
joetrama
Great service with great attention to details. Worked with getting me exactly what I needed and at a great cost.
Brian Harp
Brian Harp
We went to Mark for a review of our business policies. He is so knowledgeable and answered all our questions. We ended up doing a review of our personal policies as well and found that we were overpaying and had gaps in our policies. Mark was able to find us comprehensive packages to meet all our needs and saved us money! If you haven't done a review of your insurance policies lately I would highly recommend you reach out to Mark. His whole team is so responsive, friendly and they made switching seamless.
Terri Bittner
Terri Bittner
I always receive a quick response and they search for the best prices
Paula Riggs
Paula Riggs
They have been my agent for several years now. Alway dependable when I call to answer the phone and help with and questions I might have.
Tyler Brown
Tyler Brown
I've known Mark for so many years and have worked with him on insuring many facets: home, auto, business, etc. You'll always get a straight answer from him. Thanks Mark and eGoodwin!
Andy Noonan
Andy Noonan
I am speaking on the behalf of my parents the owners of All Seasons Catering by Chef Troy in Springfield, Ohio. My parents spoke so highly of Mr. Goodwin and his professionalism. My parents communicated with me how he was so patient with them.
kyle rembert
kyle rembert
Great agency with a great person at the helm. Mark Goodwin recently looked into my business insurance policy and quickly identified many holes in my coverage. He got me a great rate while getting me the coverage that I need to be protected. I sleep better at night knowing his agency has my back. Highly recommend!
Alex Ribble
Alex Ribble
Very professional and always very responsive to my requests and questions.
Manuel Pedrozo
Manuel Pedrozo
Mark’s professionalism and willingness to help and offer value whenever he can, makes him a pleasure to work with.
Dreana Nealon
Dreana Nealon
E Goodwin Insurance are very helpful with great rates. They have access to different insurance companies to get you the best deal instead of pushing just there companies products!
Ashmont Realty
Ashmont Realty
Mark Goodwin and his staff have in-depth knowledge of the insurance industry and provide trustworthy services. They always work in the best interest of their clients. You can rely on eGoodwin Insurance for ALL your insurance needs.
Adele Busch
Adele Busch
Mark Goodwin is incredibly caring, compassionate and professional. He will go out of his way to make sure he finds you the coverage you need at the lowest price. He provides impeccable customer service too. You can't go wrong with eGoodwin Insurance.
Libby Villavicencio
Libby Villavicencio
I know Mark from a business building network. I am very happy to recommend him as an extremely knowledgeable agent who gives great attention to detail.
Gloria Thomas
Gloria Thomas
Mark Goodwin goes over an above for us. How often does you insurance agent call you to check on the health and/or well being of your company "just because"? Highly recommend eGoodwin insurance.
Ken Cook
Ken Cook
Mark is very experienced and truly cares about his clients. I trust him and his team and would highly recommend eGoodwin Insurance to anyone I know!
Tingting Wu
Tingting Wu
I can't say enough wonderful things about Mark! We met thru the Powell Chamber of Commerce as Liberty Family Smiles just joined the Powell community. He was one of the first members to quickly make us feel welcomed and part of the group. This is a small business you'll want to get behind and support in the heart of downtown Powell #supportlocal
PeterRose VanGurp
PeterRose VanGurp
Amazing commitment and service!! Super kind and easy to work with! Very thankful for eGoodwin Insurance and all the time and effort they have invested for us!
Emlah Tubuo
Emlah Tubuo
Mark and his team provide great customer service and quick turnaround. Always a pleasure to deal with!
Trey Noonan
Trey Noonan
I am a mortgage banking professional and work very closely with Mark and his insurance agency. We share referrals...and I am more than happy to refer him to any and all of my clients as his and Nikki's customer service is second to none and their price quotes almost always come in with better coverage and lower premiums! 5 Star review for sure!
Marc Stock
Marc Stock
eGoodwin Insurance is terrific. Their customer service is outstanding. I recommend them to friends and family. I have known Mark a long time and not only is he a great insurance agent, he is a quality person as well. Highly recommended!
Dan Henson
Dan Henson
I have worked with Mark Goodwin and his company for years. Mark has always been polite, he is knowledgeable, and gets back to you promptly. Mark worked to get to know us, the particulars of our business and then worked with us to get the right coverage at the right price.
Ken Cook
Ken Cook
Got an easy no pressure quote and was amazed by the savings. The customer service that followed has been exceptional. Would highly recommend!
Andrew Dickerson
Andrew Dickerson
Excellent commitment to service. Highly recommend this agent and his agency.
Carol Sommer, Realtor
Carol Sommer, Realtor
Been with Goodwin insurance for many years and have always had good service
praveen giri
praveen giri
We have been working with Mark Goodwin from eGoodwin Insurance for decades. He and his staff have provided both our company and my family with reliable, affordable insurance coverage. He is conscientious and devoted to serving his Customers. I would highly recommend Mark Goodwin for both personal and business insurance.
Tim Peacock
Tim Peacock
Quick responses, very helpful, great customer service
Heather Williamson
Heather Williamson
Excellent staff. Mark Goodwin is a great guy and his staff, Nikki, is excellent as well. If Nikki misses a phone call she immediately calls you back when she's available and they are always willing to answer any questions. I have my auto, homeowners and business insurance with eGoodwin Insurance. Mark will do his best to get you a quote that works for your budget.
Kevin Bowyer
Kevin Bowyer
We've used eGoodwin for the business I work for the past couple of years and the willingness to answer questions and help with claims is always done quickly and professionally. The staff is very friendly as well and they found us the lowest rate out of any agency we inquired with.On a personal side, after a tree fell in my yard last year my home owner's insurance (that I did not get through eGoodwin) doubled. I called Mark, and he and Nikki were able to get me a new policy with better coverage and a lower premium than I had before the tree fell.I would (and have) highly recommend Mark and his staff for any insurance needs.
Doug MacClements
Doug MacClements
We have been with Egoodwin Insurance for over 10 years. Their customer service is impeccable and irreplaceable. During every life change, they have helped get us the best policies that fit our family. We have checked rates with other companies over the years, but have stayed with them because they simply get our family needs- we are not just a number. The staff tirelessly answer all of our questions about each policy change.
shedoeswell
shedoeswell
Been dealing with Mark and his crew for a long time now. Nikki is a very personable smile that is always willing to go above and beyond for the clients!.
Jesse Ferguson
Jesse Ferguson
Dear Mark,You and your staff work hard and we are proud of you!Love youMom and Dad
Paula Goodwin
Paula Goodwin
I am thoroughly pleased with eGoodwin Insurance Agency. I have only been a client for a short time and have had numerous calls from the office just checking in on me to make sure I'm well taken care of. Their customer service has been wonderful, the products they offer are top notch and I look forward to being a client in this agency for many years to come!!!
Darcy Hunley
Darcy Hunley

74 E. Olentangy Street | Powell, Ohio 43065

399 E. Church Street | Marion, Ohio 43302

(740) 387-8335