Senior Dental
A Basic Overview of Senior Dental Insurance
Senior dental insurance is designed specifically for the unique dental needs of senior citizens. People age 65 and older are more likely to develop severe dental conditions caused by decades of wear and tear. Many of them forget or ignore visiting the dentist for basic checkups. They suffer from thinning gums, weakened enamel and cracked teeth that increase the risks of cavities and gum disease. Senior dental insurance covers the procedures that are designed to prevent and repair these conditions.
How It Works
There are numerous senior plans to choose from top dental providers. Some claim to require no paperwork, have no waiting periods or charge only $10 a month with 30-day money back guarantees.
Seniors are encouraged to review the costs of their monthly premiums and deductibles in addition to copay and coinsurance. There are minimum and maximum amounts that they will pay out of pocket for dental services in one year.
The type of dental plan determines the network available to a client. This is an exclusive list of dentists who have agreed to work with the insurance company. The level of coverage may decrease or the premium costs may increase for seniors who receive dentists outside of the plan’s network.
In addition, senior policyholders may have to undergo waiting periods before receiving coverage. The periods may vary from six months to one year. This provision protects insurance companies from dealing with customers who drop their plans immediately after a single usage.
Different Types of Coverage
Some plans cover only preventative services while others provide $1,000 maximum coverage each year. There are plans that cover 100% of preventative costs, include 24/7 access to health information portals and other benefits.
Dental Health Maintenance Organization (DHMO) plans provide extensive coverage as long as you remain with the same dentist or dental office. Visiting another professional may require the policyholder to pay for services out of pocket.
A Preferred Provider Organization (PPO) plan consists of a wider network of dentists to choose from. A policyholder continues to receives coverage if he or she ventures outside of the network.
Discount plans provide discounted dental services at an annual fee. Recipients have access to a network of dentists that provide reduced-fee services. This plan is recommended for seniors who need to undergo several procedures each year.
Other Policies
Nikki was fantastic and very friendly. Best quote in town.
aaron hunt
Excellent customer service
Alan Carrigan
Mark was extremely helpful in navigating us through the various insurance options, how to compare and contrast plans, and the setup our insurance plan to meet our needs. Highly recommend!
Jon K
Great service. Great communication. Great people. Thanks Mark and Nikki!
Joe Goney
I have had nothing but great experiences with Nikki and Mark. They are very helpful and knowledgable. They have always been available when I needed them.
billie2960
Our experience was seamless working with eGoodwin Insurance!Very informative and helpful.
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Thank you, Mark! 🙏 Your services make me feel spoiled rotten. You guys always take care of me! You are very thorough and do an amazing job. Even though we are miles away, I feel like we have meet a number of times. Thank you for the videos. They are helpful. I look forward to continuing our relationship as my business grows. You have been with me from the beginning, and I can't imagine working with anyone else.
Libya Binford
Fine.
Lynn Allen
I have been a customer both personally and professionally for many years. I have had always prompt, personal service from Mark and Nikki. They are a great team and always ready to answer any questions I may have. Thanks for being there for me.
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Love love love you guys!
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I love eGoodwin. They are always so sweet and take care of me better than family. Quick and friendly service. Thank you eGoodwin!
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The best insurance agency we’ve ever dealt with! They are always helpful and do their best to find us the most affordable rates. Thank you!!
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Always prompt, always polite. Goes the extra mile!
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I would prefer to not ever have any other insurance adjuster love Nikki!
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Mark and his team have the best customer service! They are quick to respond and are looking out for your best interest!
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Mark was lightening fast and responsive to what we needed. He checked multiple sources and found us the best policy from a value and coverage perspective.
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I always receive a quick response and they search for the best prices
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Love eGoodwin insurance agency. Nikki always goes above and beyond, whenever we call with a problem, or questions.
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Mark, Nikki and the team at eGoodwin have always taken good care of us. They even contacted us when the insurance landscape changed, and now a different insurance company would be a better deal.We’ve been customers for somewhere around 20 years.
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I recommend eGoodwin Insurance every day
Powell Chamber
Mark is always a pleasure to work with. He wasn't able to help with our very specialized insurance requirements but he was willing to look over our existing policies to make sure they were sufficient. I look forward to working with Mark again in the future.
TJ
I highly recommend Mark Goodwin!! He is so polite and expect only the best service from him!
Peace Olivia
Mark was a pleasure to work with. He responded quickly with any questions I had and was very thorough in determining what type of coverage I needed for my business. He made the whole process very easy!
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Mark is prompt and gets back to me when I need help with something or have a question, which is really appreciated. He took the time to make sure we were getting the best rate for our project. Have enjoyed our relationship with eGoodwin Insurance. Thanks.
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Rates were fair and the staff is very responsive and informative. They are professional and friendly as well.I am starting up a new business and they have helped me quite a bit with business insurance requirements and certifications.
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Amazing service!!
Patrick Meagher
Friendly, fast, and helpful. Good people to do business with.
joetrama
Great service with great attention to details. Worked with getting me exactly what I needed and at a great cost.
Brian Harp
We went to Mark for a review of our business policies. He is so knowledgeable and answered all our questions. We ended up doing a review of our personal policies as well and found that we were overpaying and had gaps in our policies. Mark was able to find us comprehensive packages to meet all our needs and saved us money! If you haven't done a review of your insurance policies lately I would highly recommend you reach out to Mark. His whole team is so responsive, friendly and they made switching seamless.
Terri Bittner
They have been my agent for several years now. Alway dependable when I call to answer the phone and help with and questions I might have.
Tyler Brown
I've known Mark for so many years and have worked with him on insuring many facets: home, auto, business, etc. You'll always get a straight answer from him. Thanks Mark and eGoodwin!
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Great agency with a great person at the helm. Mark Goodwin recently looked into my business insurance policy and quickly identified many holes in my coverage. He got me a great rate while getting me the coverage that I need to be protected. I sleep better at night knowing his agency has my back. Highly recommend!
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Very professional and always very responsive to my requests and questions.
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E Goodwin Insurance are very helpful with great rates. They have access to different insurance companies to get you the best deal instead of pushing just there companies products!
Ashmont Realty
Mark Goodwin and his staff have in-depth knowledge of the insurance industry and provide trustworthy services. They always work in the best interest of their clients. You can rely on eGoodwin Insurance for ALL your insurance needs.
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I know Mark from a business building network. I am very happy to recommend him as an extremely knowledgeable agent who gives great attention to detail.
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Mark Goodwin goes over an above for us. How often does you insurance agent call you to check on the health and/or well being of your company "just because"? Highly recommend eGoodwin insurance.
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Mark is very experienced and truly cares about his clients. I trust him and his team and would highly recommend eGoodwin Insurance to anyone I know!
Tingting Wu
I can't say enough wonderful things about Mark! We met thru the Powell Chamber of Commerce as Liberty Family Smiles just joined the Powell community. He was one of the first members to quickly make us feel welcomed and part of the group. This is a small business you'll want to get behind and support in the heart of downtown Powell #supportlocal
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Amazing commitment and service!! Super kind and easy to work with! Very thankful for eGoodwin Insurance and all the time and effort they have invested for us!
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Mark and his team provide great customer service and quick turnaround. Always a pleasure to deal with!
Trey Noonan
I am a mortgage banking professional and work very closely with Mark and his insurance agency. We share referrals...and I am more than happy to refer him to any and all of my clients as his and Nikki's customer service is second to none and their price quotes almost always come in with better coverage and lower premiums! 5 Star review for sure!
Marc Stock
eGoodwin Insurance is terrific. Their customer service is outstanding. I recommend them to friends and family. I have known Mark a long time and not only is he a great insurance agent, he is a quality person as well. Highly recommended!
Dan Henson
I have worked with Mark Goodwin and his company for years. Mark has always been polite, he is knowledgeable, and gets back to you promptly. Mark worked to get to know us, the particulars of our business and then worked with us to get the right coverage at the right price.
Ken Cook
Got an easy no pressure quote and was amazed by the savings. The customer service that followed has been exceptional. Would highly recommend!
Andrew Dickerson
We have been working with Mark Goodwin from eGoodwin Insurance for decades. He and his staff have provided both our company and my family with reliable, affordable insurance coverage. He is conscientious and devoted to serving his Customers. I would highly recommend Mark Goodwin for both personal and business insurance.
Tim Peacock
Quick responses, very helpful, great customer service
Heather Williamson
Excellent staff. Mark Goodwin is a great guy and his staff, Nikki, is excellent as well. If Nikki misses a phone call she immediately calls you back when she's available and they are always willing to answer any questions. I have my auto, homeowners and business insurance with eGoodwin Insurance. Mark will do his best to get you a quote that works for your budget.
Kevin Bowyer
We've used eGoodwin for the business I work for the past couple of years and the willingness to answer questions and help with claims is always done quickly and professionally. The staff is very friendly as well and they found us the lowest rate out of any agency we inquired with.On a personal side, after a tree fell in my yard last year my home owner's insurance (that I did not get through eGoodwin) doubled. I called Mark, and he and Nikki were able to get me a new policy with better coverage and a lower premium than I had before the tree fell.I would (and have) highly recommend Mark and his staff for any insurance needs.
Doug MacClements
We have been with Egoodwin Insurance for over 10 years. Their customer service is impeccable and irreplaceable. During every life change, they have helped get us the best policies that fit our family. We have checked rates with other companies over the years, but have stayed with them because they simply get our family needs- we are not just a number. The staff tirelessly answer all of our questions about each policy change.
M Dowell
Been dealing with Mark and his crew for a long time now. Nikki is a very personable smile that is always willing to go above and beyond for the clients!.
Jesse Pennock
Dear Mark,You and your staff work hard and we are proud of you!Love youMom and Dad
Paula Goodwin
I am thoroughly pleased with eGoodwin Insurance Agency. I have only been a client for a short time and have had numerous calls from the office just checking in on me to make sure I'm well taken care of. Their customer service has been wonderful, the products they offer are top notch and I look forward to being a client in this agency for many years to come!!!
Darcy Hunley
Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
